Flash-Pay Direct is a payment portal that covers the Merchant’s full requirement for payment of goods or services from customers without needing to go through lengthy merchant account applications. Flash-Pay Direct is a cloud-hosted platform linked to a super merchant facility.

Online transacting can be done without a hassle at a minimal fee, reducing the overall costs and increasing business by providing your customers with a variety of payment options.

Secure payments can be done via credit card, debit card and instant EFT.

The Merchant simply registers for Flash-Pay Direct by completing the one page application form available on www.flash-pay.co.za under the “APPLY” tab. The Merchant then receives a Merchant Account Number (MAN). This MAN can be given to any customer that needs to make a payment to you as the Merchant. By going to the www.flash-pay.co.za website and entering your MAN in the “CUSTOMER” tab which accesses the secure banking environment.

Either you, as the Merchant or your customer can utilise any web enabled browsing device to access the secure session. All banking information is linked only to the registered Merchant’s account, as security is paramount. A payment “success” or “failure” notification is immediately generated on the web and the Merchant receives a detailed email.

The Merchant also have access to the secure transaction log to view live transactions by simply going onto the www.flash-pay.co.za website and clicking on the “MERCHANT” tab and logging in with the MAN and issued password.


Step 1. A person or business representative requiring a merchant account accesses the www.flash-pay.co.za web page and completes a one page application by clicking the “APPLY” tab.

Step 2. A Merchant Account Number (MAN) is then issued to the registrant by FLASH-PAY via email.

Step 3. The Merchant is now ready to give the MAN out to the customers to use when requiring payment for services or goods supplied.

Step 4. Customers can then access the www.flash-pay.co.za website page from any web browsing enabled device. Click on the “CUSTOMER” tab, which will take the customer to a secure FLASH-PAY page where the Merchant’s MAN will be entered. The customer enters the payment amount and a reference.

Step 5. The customer will have the following options as a payment method.

  1. Credit Card
  2. Instant EFT
  3. Debit Card (coming soon)

Step 6. After the customer has selected the payment method the customer will be directed to the page where personal payment details needs to be entered. Note: No personal details are stored**

Step 7. After payment details have been entered and authorised by the customer a “success” or “failure” notification will be emailed to the Merchant and appear on the device the payment was made from instantaneously.

Step 8. The Merchant may go to www.flash-pay.co.za website and click on the “MERCHANT” tab. Enter the MAN and the issued password that was created upon registration, and view all live transactions.


All transaction rates: 4% + R 0.99 These rates are per transaction paid by the Merchant.

Monthly fee: R 99.00 -This includes:

Once-off: R 99.00 -This includes: